A lot of car accidents that happen in Albuquerque every day involve T-bone collisions. These are serious accidents that can result in severe injuries and deaths. If you have been in this kind of accident, you may want to pursue compensation for your injuries and losses. However, to get the compensation you need, you must prove the other driver caused the accident. You can learn more about this when you consult with a reliable car accident attorney you can find when you click here.
What are T-Bone Accidents?
T-bone accidents take place when a driver collides with one side of another car, forming a T. They can happen because of driver fatigue, distracted driving, not yielding the right of way, speeding, beating the red light, and driving under the influence.
The Fault Insurance Laws in New Mexico
As with other states, New Mexico follows a fault-based insurance system. Drivers in the state should carry minimum liability insurance, which compensates victims for their damages should the policyholder cause a car accident. If another driver is to blame for causing your accident, you can seek compensation by filing an insurance claim under the insurance policy of the at-fault driver or using your own coverage and filing a lawsuit against the negligent driver in civil court.
How to Prove Fault Following a T-Bone Accident
The majority of car crash victims file a claim first and file a lawsuit if the insurance provider refuses to settle the claim. During the claim process, the insurance company’s adjuster will investigate your accident, interview both drivers and their lawyers, and determine responsibility for the accident. Your lawyer can negotiate with the insurance company for you and help establish the liability of the at-fault driver.
Should you decide to take your case to court, you must give evidence that establishes the negligence of the at-fault driver. Particularly, you must prove that the at-fault driver owed you a duty of care, that they breached this duty, this breach has resulted in your accident and injuries, and that you sustained damages because of the accident.
Let us say the T-bone accident happened because the negligent driver beat a red light while you crossed an intersection. Running a red light violates traffic laws in New Mexico, showing a breach of the at-fault driver’s duty of care. To establish events that led up to the crash, you can use witness testimony and traffic camera footage. Also, you can use your medical records for establishing your accident-related injuries.